Overview
Our team works at the intersection of finance and technology, advising multinational companies, startups and other businesses on issues arising from their operations, particularly when integrating financial services with new technologies.
We cater to domestic and international clients in India's fintech ecosystem. We advise businesses involved in robo-advisory, cryptocurrency, peer-to-peer lending, private credit scoring, credit for the gig economy, financing for underserved customers, supply-chain digitisation, payments and digital financial services platforms.
01 / Scope of Work
Business models and regulatory questions
The practice includes advisory work concerning digital payments, microfinance and business or consumer lending arrangements. We examine the proposed activities, the roles of the parties and the questions the client needs addressed. The engagement identifies the regulatory and compliance review required for that particular model, rather than assuming that all technology businesses are treated alike.
02 / Scope of Work
Commercial and platform agreements
We assist with the contracts that support the service, including arrangements with counterparties, service providers and technology partners. The review considers the allocation of responsibilities and how the written terms relate to the way the platform or business functions. Technology licensing, customer-facing terms and data-related issues can be addressed through the corresponding practice areas.
03 / Scope of Work
Emerging-technology matters
We advise on Web3, AI-related businesses and blockchain-backed SaaS platforms, addressing the contractual, intellectual-property and compliance questions arising from their activities. We consider the product, the entities involved and the way the service operates when defining the legal work. Our advice concerns the business and its arrangements; SPL does not itself provide the financial products or platforms described here.
Information for an Initial Enquiry
Please outline the matter and the advice required. The following information can help us assess the proposed scope:
- Product or business model summary
- Proposed arrangements and legal questions
Please do not send confidential documents with an initial enquiry. We confirm conflict checks, scope and secure-sharing arrangements before reviewing detailed materials.
Questions
What information helps define a technology advisory matter?
Please explain what the service does, who provides it, who uses it and the principal commercial relationships. A concise description is more useful initially than confidential source code or technical documents.
Can contracts and data questions be reviewed together?
Where relevant, the engagement can combine commercial-contract work with IT-contract, intellectual-property or data-privacy advice. The firm confirms the scope and any separate specialist responsibilities before starting the work.